Personal Accounts

NOW Checking is a full service checking account that pays interest on your balance

Requirements

• $1,000 Minimum balance to open

Benefits

• You may make an unlimited number of deposits into your account
• Interest will be compounded and credited into this account monthly
• E-Statements available or Check images returned with statement

Cost

• If, during any month, your average daily balance falls below $1,000, your account will be subject to a $5.45 Service Charge for that month
• Service Charge will be subject to State and Local Sales Tax

A Money Market Account is an account that pays interest on your balance and provides easy access to your money.

Requirements

• $1,000 Minimum balance to open

Benefits

• You may make an unlimited number of deposits into your account
• Interest will be compounded and credited into this account monthly
• E-Statements available or Check images returned with statement

Cost

• If your average daily balance falls below $1,000, your account will be subject to a $5.45 Service Charge for that month
• Service Charge will be subject to State and Local Sales Tax

Savings Accounts are traditional accounts to save money, earn interest, and have convenient access to your funds.

Requirements

• $25 Minimum balance to open

Benefits

• Interest is calculated on your average daily balance
• Interest will be compounded and credited to your account quarterly
• You may make an unlimited number of deposits into your account

Cost

• If, during any quarter, your average daily balance falls below $100, your account will be subject to a $3.62 Service Charge for that quarter
• Service charge is waived if under 18 years of age or over 62 years of age.

The Christmas Club Account is a savings account that earns interest for your Christmas shopping needs.

Requirements

• $25 Minimum balance to open
• Withdrawal limitations, if any withdrawal(s) is/are made from this account before maturity, this account may be closed
• Interest is paid at maturity

Benefits

• Unlimited number of deposits to your account

An E-Account is a FREE* checking account that provides easy access to your money.

Requirements

• Minimum balance to open - $25
• Account holder must be signed up for internet banking

Benefits

• No monthly service charges
• You may make an unlimited number of deposits into your account
• E-Statements available or Check images returned with statement

Cost

• None*

*Customer purchases checks

Contact us for current terms and interest rates.

• No minimum balance to open
• No service charge

• No minimum balance to open
• No service charge
• Interest will be compounded and credited to account quarterly